Portfolio Fee Audit
Your bank advisor won't show you this number. Enter your fund holdings and see your blended MER — then compare it to something like XEQT at 0.20%.
Most bank portfolios charge 10× more in fees than a simple all-in-one ETF, and the gap compounds over decades. Use this when you're deciding whether to stay with your advisor's funds or move to self-directed investing. The dollar amount at the bottom is usually the wake-up call.
| Fund | MER % | Alloc % | |
|---|---|---|---|
Allocation: 100% ✓
Your fees are costing you $377K over 30 years
2.0%
Blended MER
$12.6K/yr
Avg annual cost
Your portfolio vs XEQT (0.2% MER)
Fee drag comparison over 30 years. Low-cost alternative ends at $1.1M (30); Your portfolio ends at $718K (30)
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These calculators use hypothetical assumptions for illustration only — not a guarantee of future performance or personalized financial advice. Consult a qualified professional before making investment or tax decisions.